TDS Calculator — what it does
Works out TDS for the sections Indian businesses deal with every month — 192, 194C, 194D, 194H, 194I, 194-IA, 194-IB, 194J, 194Q and 194M — with the rate, the threshold, the amount to deduct and the net payment to the vendor.
How to use TDS Calculator
- Pick the section that matches the payment you are making.
- Enter the amount and the payee type — the rate changes for a company, a firm or an individual.
- Check whether the payee has a lower or nil deduction certificate or has not filed returns, since both change the rate.
- Read the result: applicable rate, TDS amount and the net amount to pay the vendor.
- Use the net figure for the payment voucher and the TDS figure for the Challan 281 entry.
Worked example: 194C with a single payment above the threshold
A single contract payment of ₹45,000 to a company crosses the 194C single-payment threshold, so TDS applies even though no aggregate limit was crossed. The calculator applies the 2% company rate to the full amount, not just the excess — a distinction that is easy to get wrong when you are switching between threshold types.
At a glance
| Sections | 192, 194C, 194D, 194H, 194I, 194-IA, 194-IB, 194J, 194Q, 194M |
|---|---|
| Per payee type | Different rates for company, firm and individual |
| Output | Rate, threshold, TDS amount, net payment |
| Where it runs | In your browser with nothing stored or logged |
Frequently asked questions
- What is TDS Calculator?
- Work out TDS for common Indian sections (192, 194C, 194D, 194H, 194I, 194-IA, 194-IB, 194J, 194Q, 194M) — rate, threshold, TDS amount and net payment.
- Is TDS Calculator free to use?
- Yes — TDS Calculator is free to use, with no sign-up, no install and no account.
- Does TDS Calculator upload or store my data?
- No — TDS Calculator runs entirely in your browser, so your text, files and results never leave your device.
- Do I need to install anything to use TDS Calculator?
- No — it works in any modern browser (Chrome, Edge, Firefox, Safari) with no downloads, accounts or plugins.
- Does it include surcharge and cess?
- It applies the base TDS rate for the section and payee type. Surcharge applies only in specific higher-value cases for certain sections, so for those amounts check the current Finance Act position before deducting.
- Can it tell me whether TDS applies at all?
- It shows the threshold for the section you pick, which is usually the deciding question. Aggregate-versus-single-payment thresholds differ between sections, so check both against your payment history for that vendor.